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Wise Group plc (WSE)

Orange 📈 Growth

Consumer Discretionary · As of 17 July 2026

OakBag’s model puts the fair value of Wise Group plc (WSE) at about $27.76, against a recent price of $12.62 — a margin of safety of ≥ +55%. On that basis the traffic light is set so it looks fairly valued. The estimate blends up to 4 independent valuation methods and is benchmarked against other Consumer Discretionary names. It is a model estimate for research, not a price target or a recommendation.

Fair value vs. price

Current price
$12.62
Estimated fair value
$27.76
Margin of safety
≥ +55%
−50%0+50%
Growth fair value
$37.21
Margin of safety (growth)
+66%

How the fair value is built

Peer P/E$14.27
Peer EV/EBITDA$27.76
ML-justified$27.76
Cash-flow DCF$27.76
Graham number$4.29

How is this computed?

Why not green?

  • Every valuation method came in far above the price and was capped by the model's outlier guard — with no independent method confirming it, the discount isn't trusted.

Knock-out safety checks passed

  • Bankruptcy risk (Altman Z″)
  • Negative equity
  • Excessive leverage
  • Illiquid
  • Penny / micro-cap
  • Stale fundamentals
Piotroski F-score
3 / 9
Altman Z-score
4.07
Beneish M-score
-3.39

Quality & factor profile

Value -0.08
Quality +0.36
Profitability -0.19
Momentum +0.00
Growth +0.00
Low volatility -0.64

See the full analysis

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Frequently asked questions

Is Wise (WSE) undervalued?

On OakBag’s model, Wise Group plc looks fairly valued: the estimated fair value is $27.76 versus a recent price of $12.62, a margin of safety of ≥ +55%. This is a model estimate, not investment advice.

What is WSE’s fair value estimate?

OakBag estimates Wise Group plc’s fair value at about $27.76, blending up to 4 methods — peer P/E, price-to-book, peer EV/EBITDA, a machine-learning valuation and a cash-flow DCF — clipped to a sensible band and taken at the median.

What is margin of safety?

Margin of safety is how far below the estimated fair value the price sits: (fair value − price) ÷ fair value. Here it is ≥ +55%. A positive number means the model sees the stock as cheap; OakBag only turns a stock green above +15%.

Does a green verdict mean I should buy WSE?

No. OakBag is an educational and research tool, not investment advice. The traffic light is an automated model output based on third-party data that may be delayed or inaccurate. Always do your own research.

Other Consumer Discretionary stocks

An educational and research tool — not investment advice. OakBag is an educational and research tool, not investment advice. Scores and rankings are automated model outputs based on third-party data and may be inaccurate or delayed. Nothing here is a recommendation to buy or sell any security. Investing involves risk, including possible loss of principal.